Summer is on the horizon but there’s still a looming question mark as to whether we’ll be able to go overseas or not.
While international travel is slated to restart on 17 May, the government will reassess this on 12 April and booking an overseas holiday remains risky, as dates are subject to change.
The other thing to consider when contemplating an overseas jaunt is the possibility of needing a vaccine certificate or ‘passport’. Countries like Greece and the Seychelles have already said they will welcome travellers who can provide proof that they have been vaccinated, while Turkey announced earlier this week they would let travellers in without proof of vaccination.
Travel insurance has never been more important - but what effect will so-called 'vaccine passports' have on this?
“First off, travel corridors and vaccine certifications are likely to induce an explosion in bookings and a related spike in the need for travel insurance policies,” says Nicky Kelvin, head of content at The Points Guy UK.
“As vaccine passports roll out, requirements by certain states for visitors to be vaccinated to enter, we could see the COVID associated risk of passengers travelling in the coming months being rather low.
"The vaccine is overall going to have a positive effect for the insurers who are less likely to be hit by COVID-related claims and will see a surge in travellers taking out policies as they look to protect their trips as confidence returns, the world opens up and bookings explode.”
Kelvin adds that many travel companies are also offering flexible booking policies where you are able to change the date of your flight or holiday for free - even so, you should always get travel insurance when travelling to a foreign nation.
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He adds that his team hasn't seen a surge in travel insurance prices and, with vaccinated travellers looking to book trips, we hopefully shouldn't see a spike any time soon.
“A search today for individual travel insurance for a one week holiday in Spain shows policies for less than £7. For under £10 you can find individual single trip policies that have extended COVID coverage whereby you might be able to recover losses if you are forced to cancel because of catching the coronavirus,” Kelvin says.
“The travel insurance market is highly competitive and nothing currently signals there being a hike in the price of policies except for the most comprehensive ones, which may be the type to cover a passenger being able to cancel their trip for any reason whatsoever.”
As well as taking out insurance to cover any COVID-related costs, the other factor to consider is the new rules implemented for British travellers when the Brexit transition ended in December 2020.
When travelling to Europe, British travellers now need to make sure their passport is valid for at least the next six months and the government advises travellers to take up correct healthcare cover, particularly if you have a pre-existing medical condition.
Watch: Why Britons will get an extra bank holiday in 2022