Proposed bill will make insurance mandatory for PUVs

By Monico D. Mekaniko

QUEZON CITY, METRO MANILA – This is good news for commuters.

In light of accidents involving public utility vehicles, a bill has been filed to obtain comprehensive insurance coverage for public utility vehicles, which include jeeps, buses, and taxis.

This essentially means operators of PUVs will have to make sure that drivers and passengers will be protected.

House Bill 6174 or the Public Utility Vehicle (PUV) Comprehensive Insurance Act seeks to make insurance mandatory among PUV operators particularly to help victims of vehicular accidents as well as the owners of the vehicles to recover from damage.

Under the proposal, voluntary third party liability (VTPL) coverage would be offered up to a specified amount after using the P100,000 liability amount offered under the existing Insurance Code of the Philippines.

The amount of P100,000 is the maximum allowed for passenger liability for all compulsory motor vehicle liability insurance (CMVLI) under the Insurance Memorandum Circular no. 4-2006.

The VTPL would include reimbursements for medical costs for, as well as liability for property damage caused by the insured vehicle against a third party vehicle or property. In addition, the bill would provide coverage against death or physical injury received by passengers of the insured vehicle.

The bill was filed by Representative Anthony Del Rosario (1st district, Davao).

According to him, “the sense of responsibility and accountability exercised by private motor vehicle owners should be similarly demanded from public land transport operators, specifically, of buses and taxicabs because they are in the business of providing service to the vast majority who depend on public transport as the cheaper means of transportation.”

If passed into law, this will also ensure that PUV operators will have the obligation of not just protecting their drivers but also to ensure the safety of the riding public.

Till next time, this is Monico D. Mekaniko, Va-va-vroom!


Filquest Media Concepts, Inc. , the parent company of, is a multimedia publisher and provider of web, print, mobile and video content. We do this for our own media properties, but we also extend that service as an outsourced provider for news organizations, web, print, mobile and broadcasting companies.

Editor’s note:Yahoo Philippines encourages responsible comments that add dimension to the discussion. No bashing or hate speech, please. You can express your opinion without slamming others or making derogatory remarks.

  • Fight vs online libel goes to the UNHCR Ederic Eder, Yahoo! Southeast Asia - The Inbox
    Fight vs online libel goes to the UNHCR

    Commentary By Ellen T. Tordesillas Last Tuesday, while in Baguio City for their summer session, the Supreme Court denied all the Motions for Reconsideration on Online Libel which it upheld in its Feb. 18, 2014 decision. It will be recalled … Continue reading → …

  • Book chronicles efforts for PWD-friendly polls VERA Files - The Inbox
    Book chronicles efforts for PWD-friendly polls

    By Melissa Luz Lopez, VERA Files A lot have been done but much still need to be done for a hassle-free  participation of  Persons with Disabilities in elections,according to a book published by The Asia Foundation (TAF) and supported by … Continue reading → …

  • The other side of Palawan Ellen Tordesillas, Contributor - The Inbox
    The other side of Palawan

    By Ellen T. Tordesillas Mention Palawan and what comes to mind are Underground River and El Nido in the northern side of this richly-blessed province from its capital, Puerto Princesa. Three weeks ago, we went to the southern side- in … Continue reading → …

Poll Choice Options