Proposed bill will make insurance mandatory for PUVs

By Monico D. Mekaniko

QUEZON CITY, METRO MANILA – This is good news for commuters.

In light of accidents involving public utility vehicles, a bill has been filed to obtain comprehensive insurance coverage for public utility vehicles, which include jeeps, buses, and taxis.

This essentially means operators of PUVs will have to make sure that drivers and passengers will be protected.

House Bill 6174 or the Public Utility Vehicle (PUV) Comprehensive Insurance Act seeks to make insurance mandatory among PUV operators particularly to help victims of vehicular accidents as well as the owners of the vehicles to recover from damage.

Under the proposal, voluntary third party liability (VTPL) coverage would be offered up to a specified amount after using the P100,000 liability amount offered under the existing Insurance Code of the Philippines.

The amount of P100,000 is the maximum allowed for passenger liability for all compulsory motor vehicle liability insurance (CMVLI) under the Insurance Memorandum Circular no. 4-2006.

The VTPL would include reimbursements for medical costs for, as well as liability for property damage caused by the insured vehicle against a third party vehicle or property. In addition, the bill would provide coverage against death or physical injury received by passengers of the insured vehicle.

The bill was filed by Representative Anthony Del Rosario (1st district, Davao).

According to him, “the sense of responsibility and accountability exercised by private motor vehicle owners should be similarly demanded from public land transport operators, specifically, of buses and taxicabs because they are in the business of providing service to the vast majority who depend on public transport as the cheaper means of transportation.”

If passed into law, this will also ensure that PUV operators will have the obligation of not just protecting their drivers but also to ensure the safety of the riding public.

Till next time, this is Monico D. Mekaniko, Va-va-vroom!


Filquest Media Concepts, Inc. , the parent company of, is a multimedia publisher and provider of web, print, mobile and video content. We do this for our own media properties, but we also extend that service as an outsourced provider for news organizations, web, print, mobile and broadcasting companies.

Editor’s note:Yahoo Philippines encourages responsible comments that add dimension to the discussion. No bashing or hate speech, please. You can express your opinion without slamming others or making derogatory remarks.

  • Ayungin dilemma Ramon Casiple - Parallaxis
    Ayungin dilemma

    China faces a dilemma in Ayungin Shoal and other contested areas. If it waits for the ITLOS—which may decide against it—it would have tacitly bound itself to UNCLOS and risk a rogue state reputation if it asserts its claim in the South China Sea. If its militarily acts now, it may face international isolation. …

  • 48 nabbed in biggest anti-trafficking catch in Bongao VERA Files - The Inbox
    48 nabbed in biggest anti-trafficking catch in Bongao

    By Jake Soriano, VERA Files Bongao, Tawi-tawi—A team of Marines and policemen intercepted around noon Thursday 48 people, 12 of them minors, believed recruited by a human trafficking syndicate for work in Malaysia. The arrest constitutes what advocates called the … Continue reading → …

  • Docs vow to pay right taxes, make peace with BIR VERA Files - The Inbox
    Docs vow to pay right taxes, make peace with BIR

    By Kiersnerr Gerwin Tacadena, VERA Files Leaders of the medical profession have made peace with their former adversary, the Bureau of Internal Revenue (BIR), and joined forces in a campaign to get doctors to pay the right taxes. BIR Commissioner … Continue reading → …

Poll Choice Options